Updated October 23, 2019

If you have registered an ORU Premium Subscription (SaaS) account, use the ORU Market Reciprocity Network web site and you use the ORU  Apps and available products, benefits and tools offered by the ORU  software,  you absolutely and unequivocally agree to acknowledge and be bound by the following terms  ('Terms').

ORU Subscription Terms

You must be 13 years and older to use this site.

You are responsible for any activity that occurs under your user subscription account name.

You are responsible for keeping your password, PIN Code and Personal Security Code secure and safe.

You must not spam mail, abuse, harass, threaten, impersonate, hack or intimidate other ORU Market subscribers.
You must not use the benefits available to you as a subscriber to cross sell, cross promote and or otherwise entice existing subscriber to another network in a manner considered unethical of without the consent of the subscriber receiving cross selling or promotion information. If you do these things, your subscription may be de-activated or terminated.

You may not use the ORU Market services for any illegal or unauthorized purposes. All subscribers around the world agree to comply with all local laws regarding conduct and acceptable behavior.

You understand that ORU Market is an Enterprise Software and Information Technology Network.

You understand that the ORU Market is defined as Software as a Service (SaaS), a software licensing and delivery model in which software is licensed on a subscription basis and is centrally hosted. It is sometimes referred to as "on-demand" software. SaaS is typically accessed by users using a web browser or mobile device.  SaaS has become a common delivery model for many business applications, including office and messaging software, payroll processing software, DBMS software, management software, CAD software, development software, gamification, virtualization, account, collaboration, customer relationship management (CRM), management information systems (MIS), enterprise resource planning (ERP), invoicing, human resource management (HRM), talent acquisition, content management (CM) and others.

You understand and acknowledge that The ORU Market is not a broker

You understand and acknowledge that The ORU Market is not a bank

You understand and ackowledge that the ORU Market is not a money services business

You understand and acknowledge that The ORU Market is not a barter exchange

You understand and acknowledge that The ORU Market is not a multi level marketing (MLM), direct sales or affiliate organization

You understand and acknowledge that ORU Premium Subscription is offered as Software as a Service (SAAS) and requires a monthly subscription payment. In return the subscriber receives certain benefits and a non-exclusive license to utlize the software available to Premium Subscribers. We (and our licensors) remain the sole owner of all right, title, and interest in the Services and Software. We reserve all rights not granted under these terms.

To become a Premium subscriber, one pays a one-time $5.95 activation fee and first month subscription of $5.95. Each consecutive month thereafter the Premium subscriber will be automatically billed $5.95


From time to time Premium subscribers may receive a notification polling them if they are still satisfied with their billing schedule. Premium subscribers can cancel their subscription at any time and for any reason.
Annual Premium subscribers will automatically have their subscription renewed at the end of the calendar year subscription unless they personally cancel their subscription and account through the subscription cancellation function in their account menu.

Premium subscription has to remain active during the subscription program chosen by the ORU subscriber to continue to receive Premium subscription rebates, including but not limited to ORUBooking, ADVT Credits / Discounts and ORUScore Participation Rebates. If Premium subscription is not paid because of a lack of funds on behalf of the ORU subscriber, membership will convert to free ORULITE subscription until such time that the subscriber pays $5.95 at which time the Premium subscription will be re-activated. 


By activating and paying the product subscription activation fee, a new subscriber agrees and accepts to be bound by the ORU Network Refund and Charge Back / Dispute Policy.

ORU will provide an unconditional refund of product purchase activation fees ($5.95) within 15 calendar days of the initial purchase. This will enable new customers to take full advantage of the entire product suite for 15 full days while making up their minds whether they like and want to continue their product subscription membership. At the end of the 15th day, customers agree to not chargeback or dispute the product activation fee and waive their rights to a full refund.

ORU will provide an unconditional refund of the monthly customer product subscription fee of $5.95 within 10 calendar days of the occurance of such payment. Customers effectively can enjoy 10 days of full services and benefits, while still being able to request and claim a full refund of the monthly subscription fee covering the subscription period in question. At the end of the 10th day, customers agree to not chargeback or dispute the subscription payment and waive their right to a full refund.

ORU will provide an unconditional refund of ADVT purchases within 3 calendar days of the purchase date. At the end of the 3rd calendar day, customers agree to not charge back or dispute the ADVT purchase transaction and waive their right to a full refund.

Refunds can be requested by sending an email to support@orumarket.com

All times are noted in GMT ( Greenwich Mean Time )

You understand that we will only access, view, or listen to your content in limited ways. For example, in order to perform the Services, we may need to access, view, or listen to your content to (a) respond to support requests; (b) detect, prevent, or otherwise address fraud, security , unlawful, or technical issues; and (c) enforce these terms. Our automated systems may analyze your content using techniques such as machine learning. This analysis might occur as the content is sent, received, or when it is stored. From this analysis, we are able to improve the subscribed Services.

You understand that you can not make traditional deposits in United States Dollars or any other legally denominated and accepted currency into your MYFUNDS account.  Funds paid in a member's MYFUNDS account are the result of conditional incentive rebates made by ORU Market to its subscribers.  Third party funds cannot be deposited in a member's MYFUNDS account.  ORU Market is not a third party money transmitter. The MYFUNDS PURCHASE ADVT CREDITS function is utilized for the purposes of Premium subscription onboarding whereas the prospective Premium subscriber does not have access to or ability to pay for their Premium subscription with a debit or credit card. ORU Market does not charge for or otherwise financially benefit from this feature. No commissions or fees are applied except those charged by the processor of the credit or debit card transaction, normally 3.9% plus $0.30 per transaction. PURCHASE ADVT CREDIT transactions are considered purchases and not deposits.

The ORU Premium Member MYFUNDS Withdraw Funds feature is exclusively established for the withdrawal of ORUScore Participation rebates. It is prohibited to utilize this function for the purposes of third party money transmission. Subscribers cannot fund their MYFUNDS account for purposes of withdrawing those funds outside the scope of what the function was established for. To illustrate, a subscriber cannot use the PURCHASE ADVT CREDITS function to deposit funds in their MYFUNDS account for the purpose of then withdrawing those funds to another source as their sole intention outside of the stated purpose of the function.

When you use the function of PURCHASE ADVT CREDITS you are, in fact, purchasing advanced credits to be used as funds in the following manner:

As an option to use MYFUNDS to pay for your Premium subscription.
Purchase blocks of time on the conferencing platform and whiteboarding platform
Purchase blocks of time on the group video conferencing platform
Purchase content space in the upcoming ORU Media View

The following example is how this great benefit and function cannot be used and any ORU subscriber who willfully and intentionally uses the ADVT function for the purposes of any external source funding as an exclusive application is subject to review and possible subscription de-activation and subscription termination action.

EXAMPLE: Credit your MYFUNDS account with funds paid for with a debit or credit card, then immediately withdraw those funds to an external source without using them for their intended purposes.  

The Withdraw Funds function is intended specifically for the purposes of

Withdrawing ORUScore Participation Rebates extended to Premium subscribers each day
Discount Rebates paid to ORU subscribers Advertising in ORU Media View
Funds received as a consequence of the sale of ORU WIDGET discount products.

You understand that the ORU Market is not a retail merchant.  ORU has partnered with third party networks to faciliate out-of-network transactions and does not act as an atribitrator in those transactions nor does it charge a fee or commission for such transactions. The results of transactions in the ORU Market are not based on a reliance on the entrepreneurial or managerial efforts of ORU Market staff.

You understand and acknowledge that only the information posted on this website is accurate and up-to-date regarding information and explanations referencing the ORU Market. While you may encounter, experience, hear, view or receive promotional presentations relating to ORU and the ORU Market, it cannot be verified that this information is accurate, correct or even endorsed by the ORU Market. Therefor, the only true and correct source of information regarding ORU and the ORU Market is to be found on the official website of the ORU Marketplace at https://www.orumarketplace.com and http://www.orumarket.com

You shall be completely and solely responsible for your own content, product, service or store submissions and the consequences of posing or publishing them. In connection with the content submissions, you affirm, represent, and/or warrant that you own or have the necessary licenses, rights, consents, and permissions to use and authorize ORU Market to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all user content submissions to enable inclusion and use of the submissions in the manner contemplated by the website and these terms and conditions.

Don't respond to emails asking for your account or personal financial information. Spoof and phishing (pronounced "fishing") are terms coined to describe emails made to look like they've come from legitimate sources and companies but that actually come from identity thieves. These emails warn you of account problems or other urgent issues to trick you into clicking through to a scam website. The scam website then asks you to enter your user name and password or other account information. Once you do this, you've given your information to someone who might use it to do you harm. The ORU Marketplace will NEVER ask you to enter your password or any other personal information, including but not limited to financial information, in an email or send such information in an email. You should only share information about your account once you have logged into the website directly from your browser.

In connection with the user content submissions, you agree that you will not submit material, including video and photography, that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post and submit the material and to grant ORU Market all of the license rights granted herein.

Unauthorized subscriber registration by proxy is not condoned unless expressed permission has been granted by the registrant to the registrar either verbally or in writing.  ORU Market accepts no liability for unauthorized registration by proxy and will, at the request of the registrant, either a) remove registrant data or b) provide the necessary guidance to registrant to delete their account. 

You are solely responsible for your conduct and any data, text, information, screen names, graphics, photos, profiles, photography and video clips, links ('Content')that you submit, post, and display on the ORU Market.

You must not modify, adapt or hack the ORU Market or modify another website so as to falsely imply that it is associated with the ORU Market.

You must not create or submit unwanted or unsollicited email to any ORU Market subscriber ('Spam').

URL and EMAIL Rotators

URL and Email Rotators are browser and software programs which direct visitors to other websites often used for cross promotion and cross selling. Rotators are often used by affiliate marketing and multi level marketing groups to direct and "blast" traffic. ORU is not an affiliate network, direct sales network or multi level marketing network and therefore ORU subscribers cannot use URL or Email Rotators to spam messages to other ORU subscribers and doing so is a direct violation of the ORU subscriber Spam Policy and subscribers who do so are subject to account termination.  Rotator messages are considered "unwanted" and "unsollicited" communications and are not to be used within the ORU network.

You understand that each subscriber of the ORU Market can change, cancel or update their Premium subscription at any time and for any reason.

You understand that ORU Premium subscription offers SaaS software based products and services for a small monthly subscription fee. Premium subscriptions can be cancelled at any time for any reason. Premium subscription is offered as Software as a Service (Saas)

You must not transmit any worms or viruses or any code of a destructive nature.

You must not, in the use of the ORU Market, violate any laws in your jurisdiction (including but not limited to copyright laws).

Those who access or use the ORU Market website from any international jurisdictions do so at their own volition and are responsible for compliance with local law.

Violation of any of these terms will result in the termination of your ORU Market account. While ORU Market prohibits such conduct and content on its site, you understand and agree that the ORU Market cannot be responsible for the content posted on its web site and, despite our best efforts, may be exposed to such materials and that you use the ORU Market service at your own risk.  

You understand and acknowledge that the ORU Sentinel is a highly advanced content evaluator built for the specific purposes of filtering out content that might be harmful to ORU Market users.

You understand and acknowledge that the feature of Reporting Offensive Content is an adjunct function to the ORU Sentinel and it allows you to report any offensive postings on the ORU Market that are in violation with the good and ethical conduct of the market.

Unethical behavior

Unethical behavior or behavior deemed inappropriate in the ORU Market by an existing subscriber will not be tolerated. All published acts or behavior described in the Sentinel section of this website are cause for immediate de-activation and/or termination of subscription at the sole discretion of ORU Market without prior or given notice to the subscriber. Modifying or adapting the ORU Market for the purposes of causing existing members to be enticed for the benefit of other non ORU related opportunities through malicious or misleading comments is cause for immediate de-activation and/or termination of subscription at the sole discretion of ORU Market without prior or given notice to the subscriber.

ORU Network Communications, Messaging, Notifications and Newsletters

The ORU Market actively communicates updates, newsletters, App notifications and ORU Mail to its subscribers. These announcements and messages are meant to be informative and share information ORU believes might be of interest to all ORU subscribers. ORU Market accepts no responsibility or liability, perceived or otherwise,  for messages or any kind of communication that has not been read or has been deleted by any subscriber.

Communications Decency Act

The ORU Market and its individual communications properties shall never be treated as the publisher or speaker of any information provided by an ORU Member. The ORU Market and its individual communications properties claim this protection under 47 U.S.C. 230 which, amongst other things, protect online intermediaries like the ORU Market.

General Conditions

We reserve the right to modify the ORU Market for any reason, without notice at any time.

We reserve the right to alter these Terms at any time. If the alterations constitute a material change to the Terms, we will notify you via an appropriate method. What constitutes a 'material change' is at our discretion

By selecting a free user ORU LITE account on the ORU Market you agree to receive email messages from ORU from time to time when announcements pertinent to the user base of the network are made. 

License; Representation and Warranties
As a member you represent and warrant to us that you have valid legal title to all Products and Services listed under your username in the ORU Marketplace. The sale, promotion, distribution and re-sale of Product and Services will not violate any contract by which you are bound or any applicable law or regulation.

You agree to indemnify, defend and hold harmless ORU Marketplace, its affiliated companies, and their respective officers, directors, employees, and agents against any claim, loss, damage, judgment, settlement, cost, expense, or other liability ( including, without limitation, attorney's fees ) arising from or related to (a) Products listed and sold by you (b) Services listed and sold by you (c) Products and Services sold at your store or place of business as represented in your store listing on the ORU Marketplace (d) Your alleged breach of any representations or warranty contained in these terms and conditions (e) Any content you provide ( collectively, "Claims"). You will use counsel reasonably satisfactory to us to defend each Claim. If at any time we reasonably determine that any Claim might adversely affect us, we may take control of the defense at your reasonable expense and without affecting your indemnification and hold harmless obligations. You may not consent to the entry of any judgment or enter into any settlement without our prior written consent, which we will not unreasonably withhold.

You may not issue any press release or make any public statement related to ORU Marketplace, or use the name, trademarks or logo in any way ( including in promotional material ) of ORU Market or any of its affiliates without our advance written permission, or misrepresent or embellish the relationship between us in any way.

By subscribing to an account on the ORU Market you agree, understand and acknowledge all the stipulations of these terms as they are specified and described above.

We reserve the right to refuse service to anyone for any reason at any time.


We claim no intellectual property rights over any material you provide to the ORU Market

ORU Market, ORU Reciprocity Network, ORU Reciprocity Economy, ORU Marketplace, ORU Pay, ORU Chat, ORU Communicator, ORU TV, ORU Mail, ORU Social, ORU Quantum Widget, ORU Score, Infinity Reward, ORU Rewards, ORU Health, ORU iOS App, ORU Android App, GIZMOH are intellectual properties owned by Azteya Ltd and its affiliates.  Azteya Limited is headquartered in George Town Grand Cayman.