Black card

Oru Premium Membership and Elite Graphite Black Card

No credit check required to obtain the card, guaranteed approval, no minimum balance, advanced fraud protection and security. Mobile access, easy loading and 24/7 global support. Funds are FDIC insured. Take advantage of Direct Deposit through the Card ACH function.


Shop anywhere Visa is accepted, withdraw cash from hundreds of thousands of ATM's around the world and get rewards on all your purchases. Transfer funds from your card to another card instantly.


Share ORU Premium Membership and the card with your friends and family and get paid.  Premium Membership really does have its privileges so don't hesitate and register today. Change the World, Starting with Yours™


No Credit Check Required



Guaranteed Approval



Use wherever Visa is accepted